Bank Performance - Scoring & Mgmt Targets (ABA)

Simulation Scoring

In this simulation, you're stepping into the role of a bank’s executive team—responsible for balancing profitability, regulatory compliance, and long-term financial stability. Just like in every QuickBank session, you’ll be scored across the five core dimensions of bank performance:

1) Highest Net Income ($) : 30% of your Final Score

2) Highest Capital (Equity To Assets) : 25% of your Final Score

3) Highest Asset Quality (Credit Score) : 20% of your Final Score

4) Highest Liquidity (Liquidity Level) : 15% of your Final Score

5) Lowest Rate Risk (Short-term Rate-Risk) : 10% of your Final Score

In this special session on Liquidity Management, we’re placing a sharper focus on how well you manage your balance sheet liquidity.

Additional liquidity management objectives:

In addition to maximizing overall performance, your team is expected to strategically manage six key liquidity indicators. These are not just academic—they reflect real-world metrics that regulators, investors, and risk managers watch closely. Each one offers insight into your bank’s ability to handle short-term funding pressures and long-term resilience.

You’ll find the recommended target levels for these ratios below. Your success will depend not only on meeting your financial goals, but also on balancing them with these liquidity benchmarks.

These targets don’t just represent individual best practices—they function as a liquidity control system:

HQLA and Core Deposits keep funding stable and accessible.

Borrowing/Equity and L/D ratios manage leverage and balance sheet risk.

LCR acts as a safety test: will the system survive 30 days of market panic?

Aiming for these specific values gives you a real-world benchmark and allows you to experience the trade-offs required to maintain a healthy liquidity profile.

Simulation Scoring

Additional liquidity management objectives:

2500 Wallington Way #101Marriottsville, MD 21104410-290-6999 | info@olsonresearch.com

2500 Wallington Way #101
Marriottsville, MD 21104
410-290-6999 | info@olsonresearch.com